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## Calculation of a loan – Find the best banks

When repaying the loan is usually higher than the amount of the loan. A loan does not always have to be repaid in the same way. Calculating a loan experience the hotel belongs to the railway apples an evil.

## What services are included in the total load?

Calculating credits of all kinds is basically no magic and easy for even non-mathematicians to do without knowing recipes or having a deeper look at the mathematics of finance. The calculation itself can be differentiated according to the type of credit: It is very simple: If you know the interest rate on borrowings, you can use it to calculate the maximum possible annual interest charges.

Processing fees and account management fees, which can be found in the general terms and conditions, are also important. Please also consider the additional bank fees! Receivables with fixed repayments: It is stipulated here that quarterly interest and, for example, monetary capital are to be paid.

Outstanding loan amount x interest rate / payment period + repayment / settlement period + fees = total charge per period. Final loans: During the term of the loan, only the interest, closing and account management costs are payable; The outstanding loan amount is only due for payment at the end of the loan term. The loan amount is usually transferred to the customer’s account.

## Annuity calculation & present value of a loan

A home buyer co-financed the appraisal of his own home with a loan of \$ 250,000. Assume that the payments from the credit are for, the payment is bank safe. What is the monetary value of this loan for the house bank if the secured and constant capital market interest rate is 5% and the loan is repaid (i.e. the loan is repaid) at the end of the period?

b) Assume that the loan is now to be paid under annuities and repaid, which remains the same.

Released: May 02, 2009 – 21:22:05 Title: This is more probable due to the forum software. Submitted on: May 02, 2009 – 9:34:02 pm Title: bernbärchen wrote the following: Submitted: May 04, 2009 – 12:28:30 pm Title: Oh, thank you very much.

Released: May 04, 2009 – 17:08:10 Title: Hey graduate, how did you get these percentages at b)? Submitted: 04. May 2009 – 20:55:33 Title: Show posts for the last time: